Advantages Of Visitors Care Insurance Plan
Visitor Care Insurance is a popular choice of visiting parents and senior citizens above 65 years of age who are planning on an overseas trip. visitor insurance offers beneficial and comprehensive coverage at affordable rates.
Non US citizens who are traveling abroad are also eligible to purchase this visitor care insurance plan. Coverage for senior citizens who are above 65 years should start within a month of arriving in the country if the traveler does not have any other valid international travel health insurance coverage. Individuals who are outside the US while applying for this insurance plan should mention the planned date of arrival into the country in the enrollment form.
The Visitors Care Insurance plan covers various popular health care services like prescription drug coverage, out-patient treatment, local ambulance transport and emergency intensive care, dental injuries due to accidents, surgeries, doctor consultation, private nursing care, diagnostic tests and hospitalization charges.
The insured individuals can reap best benefits by consulting any medical expert, hospital or clinic that are a part of the PPO (Preferred Provider Organization) network. This would entitle them treatments at discounted prices and also reduce the out-of-pocket costs during the course of treatment.
Coverage begins on the date of receipt of completed application form along with the premium or the departure date of the insured from the home country or the date specified in the enrollment form at the time of submission.
The visitor health insurance policy would remain valid until the expiry date or till the insured returns back to the homeland. Otherwise, a preferred date till when the policy should be valid can be mentioned in the application form also.
Visitors Care travel health insurance policy offers three different insurance plan options with different policy maximums. The minimum purchase period of this visitor medical insurance plan is 5 days and can be purchased at a time for up to a period of 1 year. The travel medical insurance plan can be renewed for a maximum period of 24 months at a time.
The insured individuals are entitled for a full refund if the cancellation request is submitted before the beginning of the effective start date of the Visitor Care insurance plan. Otherwise, refunds would be calculated for the remaining valid period if there are no claims filed so far under the medical insurance policy. A nominal cancellation fee is deducted while processing the cancellation request.
